Running costs
Estimate regular landlord costs before mortgage and tax, including agents, insurance, service charge and reserves.
Landlord costs calculator
Estimate buy-to-let running costs before mortgage and tax, including letting fees, management, insurance, service charge, ground rent, maintenance, compliance and void allowances.
Landlord cost results
Needs inputsEnter rent and landlord cost assumptions, then calculate.
Monthly costs, annual costs, net rent and warnings will appear here.
Compliance costs
Annual and multi-year safety, licensing and compliance costs are spread into a monthly allowance.
Voids and repairs
Include allowances for empty periods, maintenance and repairs so the headline rent is not overstated.
Use the costs in your next calculation
This calculator stops before mortgage and tax. Use the linked tools when you are ready to test yield, finance and cash flow.
Rental yield calculator
Use these running-cost assumptions to compare gross yield, net yield and annual income.
Open toolMonthly cash-flow calculatorAdd mortgage and optional tax assumptions once the running costs look realistic.
Open toolBuy-to-let mortgage calculatorCheck rent coverage, stress tests, LTV, deposit and mortgage payment scenarios.
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